Identification Requirements

FINTRAC, the Financial Transactions and Reports Analysis Centre of Canada, is a federal government body that collects and analyzes financial information and intelligence on suspected money laundering and terrorist activities financing. FINTRAC legislation requires Canadian real estate professionals to fill out a Client Identification form for every client with whom they conduct any kind of financial transaction, no matter the amount. This form contains your full legal name, address, occupation and date of birth. Your real estate professional will also ask you for a piece of original photo identification (i.e. driver’s license) and will record the type of ID, its number, issuing jurisdiction and date of expiry on the Client Identification form. 

Real estate brokerages are required to secure all personal information within their office in compliance with the Personal Information Protection and Electronic Documents Act (PIPEDA). Your information is locked up and inaccessible to the public in any way. FINTRAC requires brokerages to keep client information on file for five years.

These requirements may seem onerous, but they make it more difficult for persons involved in money laundering or terrorist operations to use real estate as a shelter or front for the proceeds of crime. To learn more about these requirements, click here for a consumer brochure.



Search Ottawa
Search Renfrew
Open Houses
Real Estate Board Member
Commercial Search
Commercial Real Estate Members
Benefits of Working with a Commercial REALTOR®
Mortgage Calculator
Land Transfer Calculator
Latest News Release
Helpful Links
About the Real Estate Boards
REALTORS Care® Foundation Grants
HST and Resale Homes
Continuing Education
Commercial Terms
Housing Types
REALTOR® Code of Ethics
Identification Requirements
Grow House Information
Contact Us


© Copyright 2015 - Ottawa Real Estate Board - All Rights Reserved Login Terms Of Use Privacy Statement

Information located on this site is from sources believed to be reliable but should not be relied upon without verification. - The Ottawa Real Estate Board assumes no responsibility for its accuracy.

Trademarks are owned or controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA (REALTOR®) and/or the quality of services they provide (MLS®).
- [Ottawa, CANADA - MLS®, Real Estate, House, Home, Property | SIA®, immobilier, maison - also see:]